AT&T PAYMENT PLANS: Loan approval required. Available only in certain locations. Plans are subject to change and can be set at any time. For smartphones only. Tax on the sale price due at the time of sale. Requires a 30-month instalment payment agreement after 0% and an eligible service. Divides the selling price (minus down payments) into equal monthly payments. $0 less: Requires a well-qualified credit. Limit as low as 1 smartphone at $0 down. Deposit: May be required and depends on a variety of factors.

The deposit is either 30% of the sale price if necessary, or a dollar amount, which is currently between $200 and $1,400 (the amount is subject to change and may be higher). Examples: The selling price of $1099.99 with $0 down is $36.67 per month, with $330 down (30%) is $25.67 per month, or with $600 down is $16.67 per month for 30 months. AT&T Payout Plan with Next Up: The price includes the monthly payment of the device and a separate fee of $5/month for the Next Up upgrade feature in order to be eligible to upgrade with Trade In qualified if 50% of the sale price of the funded device is paid. Upgrade requires at least 30 to 90 days of installment payment, depending on credit and other factors (subject to change), an account in good condition, the exchange of a funded device in good physical condition and fully functional through the AT&T Next Up-Trade-In program (excluding trading under the program where you receive instant credit or an AT&T promotional card) and the purchase of a new eligible smartphone with an eligible payout agreement with qualified wireless service. After the upgrade, unexpressed payments will be cancelled. Next Up monthly payments do not apply to the balance of the price of the funded device, are non-refundable, and can be waived at any time, resulting in a waiver of the right to exchange and upgrade during the term of the current installment contract. For more information, see att.com/next and retail remittance agreement. Service: Authorized postpaid voice and data service is required and additional.

Consumers: At least $50 per month after AutoPay and paperless invoice remittance for new customers. Pay $60 per month until the discount starts in all 2 invoices. Existing customers can add to current eligible plans that may be fewer in number. Business customers: At least $50 per month for new customers on Mobile Share Plus for Business after AutoPay discount. Pay $60 per month until the discount starts in all 2 invoices. Other available eligible plans and existing clients may be added to the current eligible plans, which may be less. If the service is cancelled, the remaining device credit will be due. Activation or upgrade fee due or charged on sale: $30. Restocking fee: Up to $45.

Limits: The purchase limit applies. Eligibility, device, line and funding limits and other restrictions apply. If you meet the criteria listed above for a guaranteed payment agreement, the IRS must accept your request for a payment plan. If approved, it will cost you $50 to set up a payment agreement (added to your balance). All iPhone models sold on apple.com and Apple Store are unlocked, which means they are not linked to a single carrier and you can use a SIM card from the carrier of your choice. The exception is if you buy an iPhone with an AT&T pricing plan. It is linked to AT&T as a carrier and only operates on the AT&T network for the duration of your instalment payment agreement. In this case, the IRS generally does not file a federal tax lien. If you are not eligible for the guaranteed payment agreement because you cannot pay your tax credit within three years, but you can pay it within six years, you may still be eligible for an optimized instalment agreement and avoid the production of a federal tax lien. .